A Model of Factors Influencing the Acceptance of Fintech Payment DANA Indonesia
Joshua Alvaro Fitzhan1, Yohanes Farley Viriando2, Jessica Cleine3, Sfenrianto4, Gunawan Wang5
1Joshua Alvaro Fitzhan*, Department of Information Systems Management, BINUS Graduate Program-Master of Information Systems Management, Bina Nusantara University, Jakarta, Indonesia, Jakarta, Indonesia.
2Jessica Cleine, Department of Information Systems Management, BINUS Graduate Program-Master of Information Systems Management, Bina Nusantara University, Jakarta, Indonesia, Jakarta, Indonesia.
3Yohanes Farley Viriando, Department of Information Systems Management, BINUS Graduate Program-Master of Information Systems Management, Bina Nusantara University, Jakarta, Indonesia, Jakarta, Indonesia.
4Sfenrianto, Department of Information Systems Management, BINUS Graduate Program-Master of Information Systems Management, Bina Nusantara University, Jakarta, Indonesia, Jakarta, Indonesia.
5Gunawan Wang, Department of Information Systems Management, BINUS Graduate Program-Master of Information Systems Management, Bina Nusantara University, Jakarta, Indonesia, Jakarta, Indonesia.
Manuscript received on February 10, 2020. | Revised Manuscript received on February 20, 2020. | Manuscript published on March 30, 2020. | PP: 1654-1661 | Volume-8 Issue-6, March 2020. | Retrieval Number: F7979038620/2020©BEIESP | DOI: 10.35940/ijrte.F7979.038620
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: Technology has changed the world in every aspect. One of them is how we make a transaction. With Financial Technology (Fintech), payment can be made with only your mobile phone, your new digital wallet. Indonesia is one of the fastest countries in digitalization, surpassing Brazil and China, has begun utilizing this new technology. However, the penetration rate is considered low. The condition of Indonesia’s fintech is still developing and competing fiercely against several other fintech that arose together in the same period. In this paper, the study focused on one fintech in Indonesia named DANA. The objective is to propose a model to identify the factors influencing the acceptance and usage of DANA. The methodology used in this study will be TAM that has been modified to fit the object of study. The results are hoped to be used as guidance for DANA’s improvement.
Keywords: Financial Technology; Fintech Payment; DANA; Indonesia.
Scope of the Article: Nano Technology.