Determinants of Micro Finance Bank Stability in Pakistan
Muhammad Ali1, Jimisiah Jaafar2, Hassan Jahangiri3, Ahmad Fakhruddin4, Noor Farris Aqmal5
1Muhammad Ali, Universiti Kuala Lumpur Business School, Malaysia.
2Jimisiah Jaafar, Universiti Kuala Lumpur – MITEC, Johor Bahru, Malaysia.
3M. Hassan Jahangiri, Universiti Malaysia Tererngganu, Malaysia.
4Ahmad Fakhruddin, Universiti Kuala Lumpur – MITEC, Johor Bahru, Malaysia.
5Noor Farris Aqmal, Universiti Teknologi Malaysia.
Manuscript received on February 02, 2020. | Revised Manuscript received on February 10, 2020. | Manuscript published on March 30, 2020. | PP: 516-528 | Volume-8 Issue-6, March 2020. | Retrieval Number: F7433038620/2020©BEIESP | DOI: 10.35940/ijrte.F7433.038620
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: In developing countries like Pakistan MF is anticipated to play a vital part in lowering poverty and raising the standard of living of people. The performance of MF is a key to the development of society and economy of Pakistan. A sustainable MF structure in a country can be helpful in developing small scale businesses. Success of MF in Bangladesh and other parts of the world is a signal that the field has major role in changing lives of low people. Despite the importance of the field of micro finance in a country like Pakistan, it has been explored rarely by academicians. The study is aiming to investigate the fiscal viability of MF banks in Pakistan. MF Banks are institutions that provide micro fiscal assistance to people. The study is based on the MF banks in Pakistan. Performance of MF can be judged through various dimensions. The study is limited to the analysis of fiscal sustainability of MF. The scope of study is limited to the MF banks in Pakistan. The time period of the analysis is from 2010 to 2017 due to availability of the data for this time period.
Keywords: Microfinance, banking sector, financial stability.
Scope of the Article: Logic, Functional programming and Microcontrollers for IoT.