The Role of Database Management System to Improve E-Banking Processes – Case Study Islamic Banking
Yousef A.Baker El-Ebiary1, Najeeb Abbas Al-Sammarraie2, Mazin Haithem Razuky3, Seita Almandeel4, Areej Alshamasi5
1Dr. Yousef A.Baker El-Ebiary, Associate Professor, Faculty of Informatics and Computing, Uni SZA University, Malaysia.
2Dr. Najeeb Abbas Al-Sammarraie, Associate Professor, Faculty of Computer Science and Information Technology, MEDIU, Malaysia.
3Mazin Haithem Razuky, Department of Computer Science, Baghdad College for Economic Sciences University.
4Seita Almandeel, Faculty of Economics and Administration, Business Administration, King Abdulaziz University, Jeddah, Saudi Arabia.
5Areej Alshamasi, Faculty of Economics and Administration, Public Administration, King Abdulaziz University, Jeddah, Saudi Arabia.
Manuscript received on 03 May 2019 | Revised Manuscript received on 15 May 2019 | Manuscript Published on 23 May 2019 | PP: 226-231 | Volume-7 Issue-6S5 April 2019 | Retrieval Number: F10370476S519/2019©BEIESP
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: The world is moving towards Globalization and from there, to Googlization; where there are no limits or restrictions, in spite of the multiplicity of manifestation. The move is most prominently seen in the economic sphere, and banking institutions are no exception to be affected. Regarding on this, there are two major challenges facing by the Islamic banks. The first is the merger or what is known as conglomeration, a major force in economic and the second is financial globalization that is also faced by the Islamic economy. This phenomenon requires the Muslim community as well as the Arab countries to keep up with the reality-based competition on a local and international level. This study aims to enlighten on the strategic proposal for an Islamic banks in Arab countries to capitalize on the opportunities offered by globalization and therefore achieve greater benefit and reduce the risks and threats associated with them. The study focuses on two groups of results, namely public and private as the main subject matter. The study also looks at the current lack of technical developments which could adversely affect the speed of decision-making and lead to lack of coordination among the key decision makers. In studying the exposure of these institutions being to financial crises as a result of globalization, this paper also shows the possibility of benefiting from the experiences of the commercial banks, stating that globalization can actually stimulate Islamic banks to innovate and develop methods and attract new financing and investments. The researcher took a series of recommendations, such as fostering closer cooperation among Islamic banks in all countries and building a strong entity operating belong one umbrella.
Keywords: DBMS, e-Banking, Islamic Banking.
Scope of the Article: Data Base Management System