Empirical Analysis of Users’ Acceptance of Application-Based E-Money
Marcellia Susan

Marcellia Susan, Professor, Department of Management, Faculty of Economics, Maranatha Christian University, Bandung, West Java, Indonesia.
Manuscript received on 22 November 2019 | Revised Manuscript received on 04 December 2019 | Manuscript Published on 10 December 2019 | PP: 506-509 | Volume-8 Issue-3S2 October 2019 | Retrieval Number: C11151083S219/2019©BEIESP | DOI: 10.35940/ijrte.C1115.1083S219
Open Access | Editorial and Publishing Policies | Cite | Mendeley | Indexing and Abstracting
© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)

Abstract: Information Technology is currently experiencing growth which affects the consumers and companies’ behaviors. Business holders are utilizing technologies in order to increase their business’ competitive edge. The current technology growth also includes payment system growth. Technology development is currently decently fast paced such that financial transactions are also easier and faster. E-money works as a substitute for physical cash and as a system which made payments on goods and services possible. The objective of the study is to analyze certain factors which determine users’ acceptance of application-based e-money. The samples of this study are application based e-money users. Data concerning perceived ease of use, perceived usefulness, perceived credibility, perceived enjoyment, amount of information, social influence, and behavioral intention to use application-based e-money are obtained through questionnaires. The collected data were processed to test the relationships between research variables. The results of the research analysis also show depictions of all the factors which affect users’ acceptance of application-based e-money.
Keywords: Application-Based E-money; Users’ Acceptance.
Scope of the Article: Social Sciences