Evaluation of Housing Finance (A Special Research with Public and Private Sector Banks in A.P.)
P. Venkaiah Babu1, K. Sivaji2, A. Ravi Kiran3, CH. Suresh4

1Dr. P. Venkaiah Babu MBA, PGDBFM, Ph.D, Associate Professor, Department of MBA, Eswar College of Engineering, Kesanupalli (Andhra Pradesh), India.
2Dr. K.. Sivaji, M.Com, M.B.A, M.Phil, Ph.D Assistant Professor, Acharya Nagarjuna University Ongole P.G. Campus, Ongole (Andhra Pradesh), India.
3A. Ravi Kiran, MBA, APSET, Ph.D, Assistant Professor, Department of MBA, KBN College, Vijayawada (Andhra Pradesh), India.
4CH. Suresh, MBA, APSET, NET, Ph.D, Research Scholar, Department of Commerce and Business Administration, Acharya Nagarjuna University, (Andhra Pradesh), India.
Manuscript received on 09 June 2019 | Revised Manuscript received on 30 June 2019 | Manuscript Published on 04 July 2019 | PP: 1142-1149 | Volume-8 Issue-1S4 June 2019 | Retrieval Number: A12140681S419/2019©BEIESP
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)

Abstract: House is the essential needs of individual to stay and live in a safe from the nature and counterfeit atmospire around the globe. Indeed, even individual from the early period, begins his life just from the haven and at first needs of the housing had stay and it turn into a refined way of life of the cutting edge lives. In India, giving housing offices turn into a challengeable undertaking to the administration and its strategies set down on requiring the housing requires meets of the general population. Because of development of salary age and urbanization, Housing segment turn into a blasting industry in the nation. Consequently Banks and money related foundations were built up a different division of lodging account to give fund offices to buy, redesign, development of houses. In this respects, this paper features the idea of lodging fund and its effect in the money related arrangement of the nation, real lodging account supplier, issues and outline of housing account in India.
Keywords: Financial System, Housing Finance, Mortgages, EMI, Repayment Period, ALM.
Scope of the Article: Social Sciences